From Cash and Cards to APMs: Navigating the Payments Transition 

How consumers really chose to pay 

From Cash and Cards to APMs Navigating the Payments Transition

In an era where payment choices can make or break the customer experience, understanding consumer preferences isn't just helpful—it's essential. PXP's latest research, conducted with Censuswide, dives deep into the payment behaviors and priorities of over 4,000 consumers across the UK and US, revealing fascinating shifts in how people choose to pay.

Our comprehensive whitepaper uncovers critical insights about the dominance of debit cards in most transactions, the surprising exception of high-ticket purchases, and the dramatic generational divide in digital wallet adoption. With security emerging as the top priority for over half of consumers—especially those aged 55 and above—we explore how businesses can balance innovation with trust.

Whether you're in retail, travel, or hospitality, this research provides actionable data to optimize your payment strategy for today's evolving consumer preferences. From understanding the nuanced differences between online and in-person payment choices to mapping the acceleration of digital transformation, our whitepaper offers essential guidance for businesses looking to stay ahead in the payments game.

Get exclusive access to our full research findings and expert analysis to help shape your payment strategy for tomorrow's consumers.

Fill in the form to download the whitepaper.

Please complete this form