Fuel growth with advanced e-commerce payment solutions. Discover secure methods to optimise your business transactions.
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Open Banking Payments 7 min read
Open Banking Payment Methods
Open banking payments are revolutionizing financial transactions by enabling secure, customer-author...
Read moreDiscover top strategies for secure online payment. Protect your e-commerce business from fraud and build customer trust.
Optimise your invoice payment process for better cash flow and reduced costs. Streamline with digital solutions today.
Discover optimal offline banking payment methods for your business. Enhance transactions with secure, efficient solutions.
Discover how open banking can elevate your payment solutions with enhanced efficiency and security.
Discover the best online banking payment methods for secure and efficient e-commerce transactions. Boost your business today.
Discover why PCI compliance is essential for your business. Protect your revenue, reputation, and customer trust.
Discover what an SSL certificate is and why you need it to secure your online transactions effectively.
Discover trusted online payment methods to secure your business success and enhance customer experience.
Secure your business success with online and in-store mobile payments! Discover top solutions, security tips, and trends in our ultimate guide.
Explore business payment services to secure and optimise your e-commerce. Unlock your potential with our ultimate guide.
Discover why an e-wallet is essential for businesses. Boost convenience and security in your transactions today.
Discover payment tokenisation essentials to secure your transactions and future-proof your e-commerce business.
Explore BNPL benefits for your business growth. Learn how to integrate secure BNPL solutions and boost transactions.
Boost revenue with targeted voucher campaigns! Discover the benefits and implement secure e-commerce solutions.
Streamline your business with recurring payments. Ensure security, compliance, and steady revenue growth effortlessly.
Discover how the right ecommerce payment gateway can boost your conversion rates and secure your transactions.
Secure your e-commerce with top payment gateway integration tips. Maximise security and ensure safe transactions.
Boost your revenue by learning about buy now pay later payment methods. Explore benefits, risks, and future market trends.
Enhance customer experience with new payment methods. Discover trends, and future technologies in payments.
Discover how mobile wallets can boost your business by offering secure and efficient payment solutions.
Discover why a reliable merchant account is essential for secure, optimised payment solutions in your business.
Empower your e-commerce with top online payment services. Discover secure, optimised solutions for your business.
Secure your online store with top ecommerce security practices. Protect data, prevent fraud, and ensure safe payments.
Choose the right payment gateway for your business. Secure, optimise costs, and boost profitability with expert tips.
Choose the best payment gateway to secure transactions and boost your business revenue.
Discover retail merchant services for secure, efficient payments. Enhance security, combat fraud, and choose the best provider.
Discover the best payment processing solutions for retail to enhance conversion, security, customer satisfaction, and efficiency.
Discover how open banking payments revolutionize transactions with faster, secure, and cost-effective solutions for businesses and consumers. Explore more today!
PXP Financial partners with DisputeHelp to launch Visa’s CE 3.0 and Order Insight, empowering merchants with advanced tools to prevent fraud and reduce chargebacks.
Discover how PXP Financial leverages event-driven architecture with Kafka to modernize payments. Learn about our scalable, flexible platform and its value for merchants in an evolving industry.
Discover online payment solutions tailored for your business needs, ensuring security and seamless transactions.
Enhance your payment process with seamless cross border payments—securely accept global transactions today.
Unlock success with essential merchant services! Securely accept payments and boost your business growth today.
Master international payments effortlessly! Discover secure solutions to accept global payments for your business.
Discover top iGaming payment solutions to secure transactions and enhance your global business reach today.
Master cross-border transactions with secure payment solutions for your global business expansion.
Master processing credit card transactions with expert tips for secure and efficient payment solutions.
Discover top international payment solutions for seamless worldwide transactions, boosting your business success.
Explore top B2B payment solutions to securely manage online and on-premise transactions for your business.
Boost your business with cutting-edge mobile payment solutions - revolutionize how you accept payments.
Discover essential features of a payment service provider to empower your transactions and grow your business.
Discover top payment processors to empower your transactions and securely elevate your business today.
Discover top e-commerce payment solutions to secure your online transactions and boost your business success.
Streamline international payment processing with our strategies. Securely handle global transactions efficiently.
PXP Financial announces its partnership with North. The partnership is giving PXP merchants and partners access to another acquirer connection in the US.
Discover essential strategies for leveraging Golden Quarter data, managing post-holiday chargebacks, and optimizing retail operations in 2024.
Get ready for peak season with 3 essential guides to boost sales, enhance customer experience, and ensure a smooth, seamless payment process.
In our blog post we explore payment potential in the Travel Industry.
Welcome to our new blog tech series, authored by Salvatore Cicero, CTO at PXP Financial. In this blog post we are talking about Microservies.
In our blog posts, we explored what digital wallets are and the benefits they bring to businesses. Now, let's explore what the next years might bring.
Digital wallets have transformed how businesses handle transactions, offering customers seamless, secure, and rapid payment options.
Aiming to make payments understandable, we launched a blog series titled "The Rise of Digital Wallets." Let's uncover what are digital wallets.
Join us as we deep dive into the advancements and trends that will shape the future direction of cross-border payments in the coming years.
Let's explore the innovations that are transforming cross-border payments and see which are the technologies that will change our lives for good.
Lets deep dive into the main pitfalls the merchants who want to sell globally face together with the advantages cross-border transactions have to offer.
PXP Financial | How Payments Can Boost Customer Retention in Gaming
paytech and transaction security
What will payments look like in the metaverse?
PXP Financial taps Foregenix for risk monitoring.
To get to grips with the exciting developments, we sat down with Desislava Stranska, our Senior Sales and Business Development Manager, who gave her expert opinion on the payment landscape of iGaming.
PXP Financial, an expert in acquiring and payment processing services, and a principal level member of the Oracle Partner Network (OPN), today announces it has achieved Oracle Validated Integration for its AnyPay platform with Oracle Hospitality Cruise Shipboard Property Management System (SPMS).
We have published a new whitepaper to help merchants embrace the evolving open data economy.
We have published a new whitepaper to help merchants embrace the evolving open data economy, read insights in our blog.
We have published a new whitepaper to help merchants embrace the evolving open data economy.
This blog discusses the role of the payments team and its importance for any global business.
The growth of payments in the US Gaming industry covered in newest blog by PXP Financial, as well as the infographic which visually displays the trends in the sector
In this post, we look at how physical stores can maintain a foothold in an increasingly digital world.
On 9th December 2021, Information security researchers reported the discovery of a critical vulnerability in the Apache Log4j library (versions 2.0-beta9 to 2.14.1).
Omni-channel retailing is trending high again. We explain how choosing the right payments partner is a critical consideration.
Those in the payments industry will be all too familiar with Strong Customer Authentication (SCA) and its ongoing challenges. For SCA to succeed, merchants and payment bodies must educate consumers.
Don’t lose customers for the simple reason they can’t pay you. We explain why local or alternative payment methods (APMs) are important and how to choose which ones to offer.
As the hospitality sector re-opens, PXP Financial continues to support businesses in the industry.
How small tweaks to the checkout user experience can deliver potentially big conversion gains.
In this post, we shine a light on the ordinary, day-to-day work that helps make businesses more secure.
A layered approach to security is the most effective. In this post, we provide the low-down on detective, responsive and recovery controls, in addition to preventative ones.
Sometimes neither the merchant nor the customer know the final transaction amount when an online order is placed. We explain how to navigate these various scenarios under the strong customer authentication (SCA) rules.
Covid has affected how people pay in-store. We explain how to get the most out of contactless and ‘contact-free’ payments.
Scams may change but the underlying psychology doesn’t. We present five weapons in the scammer’s armoury, plus some effective countermeasures.
Criminals are tweaking their scams for the times. At their core, however, the scams, their delivery and pay-out methods remain similar, if not the same. We explain how to avoid falling for them.
Get more out of your payment partner during peak season
Retail and payments in the COVID-19 era – how retailers can survive the second lockdown
Hospitality and payments in the COVID-19 era – how the digitisation of payments is supporting the industry
PXP Financial today launches its ‘Supporting Businesses and Payments through COVID’ report.
Merchant initiated transactions are out of scope for strong customer authentication. However, there are some important considerations to be aware of.
You’ve probably heard about the new strong customer authentication requirements, or SCA. But what exactly is happening, why and when?
In this post, we'll look at how PCI DSS principles help inform management of third-party risks across a business.
Collaboration is one of the strengths of the payment industry. But any strength can also be weaponised as a weakness. We examine some of the ways that businesses can manage the risks of collaborating with third parties.
When you look at the customer conversion line, there are many moving parts and hundreds of factors to consider. Understanding the critical four steps is the key to a successful conversion.
Tolerate, terminate, treat and transfer — we look at the 4Ts of risk management.
If you sell globally, then pricing locally removes payment friction and helps boost revenue.
Commerce has changed in the last three months, here are some short- to medium-term quick wins for trading post-lockdown.
Small tweaks to checkout UX, fraud screening and payment acceptance can realise potentially big conversion gains.
To what extent will the post-Covid store of the future be like the store of past? And how has the global pandemic accelerated or arrested change?
Disputes with customers are not fun. This is particularly true when it comes to chargebacks. Here are the six most common reasons for chargebacks.
Here we take a trip down memory lane to explore what consumers thought the payments industry would look like in 2020, and also make some predictions of our own for the coming decade.
Here are some of the most frequently asked questions that we get asked about chargebacks.
Pay-by-link is quick, convenient and secure for consumers and also for those who accept payment.
Coronavirus restrictions have meant that businesses are having to adapt their trading models. And that means exploring new ways to pay and get paid. We'll list some of the most common ways in this post.
Here are our top tips for conducting a risk assessment.
We’re living in strange retail times. With Covid lockdowns in place, shops shuttered and supply chains under stress, retailers are looking for new ways to reach customers.
A psychology paper on the science of bicycles provides some useful lessons to those devising information security training programmes.
Working with a trusted provider helps reduce data security risk, partly through minimising the impact of the Dunning-Kruger effect.
Merchants in Europe and the UK are getting ready for strong customer authentication. We’ve been receiving questions from customers about the testing process, which we'll cover in this post.
We’ve been receiving a lot of questions about SCA exemptions and what this means for those using the ANYpay gateway, so explain the key points in this blog.
At PXP Financial, payments is our core business. That’s why we’ve recently partnered with Prommt to enable secure pay-by-link or SMS payments. It’s ideal for any business that takes partial, instalment or recurring payments.
Various myths have developed around strong customer authentication (SCA). We'll dispel them in this blog.
The spending limit for contactless card payments is being increased in several European countries. This is to support customers in response to the Covid-19 outbreak.
The payment card industry introduced data security standards (PCI DSS) more than a dozen years ago. This has helped embed a security culture around sensitive card data. These learnings can be scaled companywide. We offer advice on how.
Every business needs to make the process of taking card details over the telephone secure and efficient. Prommt is a payment request platform that will transform the way you secure and collect payments over the phone.
Sometimes good security hygiene is not about shiny, new tools or big-budget initiatives. It’s about a few simple things done consistently and well. Here are five top tips for maintaining good security.
PXP Financial has recently announced a new partnership with Prommt, the payment request platform, to enable secure pay-by-link via Email and SMS, complementing PXPs existing payments channels.
PXP Financial offers many integrated payment types to choose from. These range from international card brands, such as AMEX, Mastercard and Visa, to domestic debit brands, bank transfer methods and pre-funded options.
It can be hard to keep on top of requirements, never mind leverage them for competitive advantage. That’s where PXP Financials’ dedicated regulatory team can help.
Operations managers have a difficult tightrope to walk. They need to continually improve their systems, while driving down costs. Maybe it's time to switch?
Customer expectations have changed. Retailers must now support various paths to purchase and channels. Here's how they can deliver a connected experience.
Every company has a legacy, no matter how long it has been in business. The past is important when it comes to payments, so hold that thought. At the same time, companies want to create new opportunities.
Everyone wants shorter check-out times, better promotions and a competitive difference. A smart payments template is absolutely critical for this.
All too often some of the world's most recognised retail brands have something alarming in common: the number of staff and hours dedicated to payment reconciliation. Could they be saving millions?
PXP Financial is growing and looking to hire payment experts across various departments. If you’re interested in joining a dynamic, people-focused payments business, read on…
Tokenisation is great from a security point-of-view. But many hoteliers are seeing ancillary benefits around operational, cost and marketing efficiencies.
Our youngest cohort of shoppers (18-25 year-olds) are set to revive the high street. What can shops do to maximise this potential to increase footfall in-store, increase sales and ultimately increase their profit margins?
We receive many questions about charging no-shows from our hotel clients, so we thought we’d blog about it with some points to consider.
Nobody wants to fall victim to a phishing attack, but they are becoming increasingly common. Here's how you can fight back against email phishing attacks.
People buy from people. As more retailers roll out mPOS in their stores, they are finding that making staff mobile has implications for service and training.
Card pre-authorisations are popular in the hospilitality industry, as it provides a security guarantee. In this blog, we answer pre-authorisation FAQs.
Data security is bigger than just payment card data security, particularly in the hospitality industry. Here's how you can prevent a breach.
If you’re looking to increase revenue, cut costs and improve the customer experience over Christmas, then mobile point of sale (mPOS) could be the answer.
A malware attack is probably the last thing on your mind, but they can strike at any time. Here are our top 10 tips to fight back against malware.
If you’re looking to increase revenue, cut costs and improve the customer experience over Christmas, then mobile point of sale (mPOS) could be the answer.
Offering alternative and digital payments are the key for retailers wanting to attract younger cohort of shoppers, with 74% of Generation Z put off by cash-only stores.
No sooner is summer over, Black Friday, Cyber Monday and Christmas seem to be around the corner. How can retailers prepare for the peaks of peak trading?
CEO fraud is when criminals impersonate company executives to trick employees, mostly in the finance department, into making unauthorised transfers.
To support the omni-channel demands of their customers, retailers are expecting more from their vendors. Find out more in our latest blog.
Tokenisation is much talked about in a variety of payment contexts at the moment, so we thought we’d blog about it.
mPOS (mobile point of sale) is completely changing the way retailers process payments. Find out the 10 ways you can integrate mPOS into your business.
Here’s how we consolidate many channels, payment methods, currencies and acquiring to maximise savings for the cruise sector.
Seasonal peaks are getting steeper and closer together. Customers often ask about our capacity planning and support we provide at peak times, so here goes…
One of the questions we often hear from customers in the cruise industry relates to the speed of embarkation. Where PXP Financial can help is a feature called forced Store and Forward.
When customers cannot obtain a refund directly from a merchant, they may start a process called a chargeback. Here are some of the basics you need to know.
No business can eliminate chargebacks, but you can try to prevent them. Here's our 10 top prevention tips, especially for the hotel and cruise industries.
There’s so much jargon in the payments industry generally. Here’s a handy reference explaining the key terms.
What is the Payment Card Industry (PCI) Data Security Standard (DSS)? Check out our frequently asked questions to find out more.
The Second Payment Services Directive – or PSD2 – is a directive created by the EU countries to regulate payment services and providers in the European Economic Area (EEA). PSD2 has already been passed into law in most EU countries, including the United Kingdom.
Tokenisation is the most secure method of storing sensitive data. Here are some of the ways payments and tokensation can help each area of your business.
PXP Solutions, the powerful system behind PXP Financial, has been through a rigorous auditing process to receive the coveted SOC 2 accreditation.
Learn how Point to Point Encryption (P2PE) can protect your customers’ card data and help reduce card payment fraud.
PXP Financial offers P2PE as a managed service for customers. You can either implement our certified P2PE application or our full P2PE solution.
We operate P2PE as a managed service for our customers. It sits alongside our tokenisation service, which also helps protect sensitive data.
Our hosted point to point encryption (P2PE) and tokenisation services help you take card payment without taking card data, thereby reducing your liability and PCI DSS scope.
The real point of P2PE is removing sensitive cardholder data from your systems, leaving you with less data security concerns.
Data security is about protecting your brand, your reputation, plus your ability to trade and keep trading.
Seasonal peaks are getting steeper and closer together. Customers often ask about PXP’s capacity planning and what support we provide at peak trading times.
In the run-up to peak trading season, retailers are thinking: in, over and out. How can they get customers in-store, sales over the counter and merchandise out? And how can they do this as quickly and efficiently as possible for staff and customers?
As more and more of our customers roll out mPOS in their stores they are finding that making staff mobile has implications for service and training.
Retail is anything but simple and with the changes to stores, technology and customer buying habits, it’s become even less so.
Here are five golden rules for delivering a successful EMV migration.
We have experienced an in-store retail revolution over the last century. American entrepreneur Clarence Saunders kick-started it in 1918 with his self-service Piggly Wiggly supermarket in Memphis.
In the hospitality business, your aim is to make guests feel welcome. But there is one exception: hackers. They are the unwelcome guests on your network. Here are some tips to keep them at bay.
We operate P2PE as a managed service for our customers. It sits alongside our tokenisation service, which also helps protect sensitive data.
We are happy to announce that we have now completed the re-authorisation process with Financial Conduct Authority in the UK under the revised Payment Service Directive (PSD2).